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Top Heidelberg West Legal Aid Questions

Common legal questions answered by Legal Aid lawyers.

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Q
How does bankruptcy affect credit rating?

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Bankruptcy significantly impacts your credit rating, making it difficult to obtain credit in the future.;The record of bankruptcy remains on your credit report for up to five years or longer in some cases.

Q
How are interest rates regulated for loans in Australia?

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In Australia, the Reserve Bank of Australia (RBA) and the Australian Prudential Regulation Authority (APRA) oversee the regulation of interest rates for loans.;Banks and financial institutions also have their own inte...

Q
How can parents address bullying in schools?

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Parents can first address the issue with the school's administration and request an investigation.;If the issue persists, they can escalate the matter to the education department or seek legal advice.

Q
What is the legal process for debt recovery in Australia?

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The legal process for debt recovery in Australia typically involves sending a letter of demand, filing a claim in court, and obtaining a judgment.;Once a judgment is obtained, creditors can enforce it through various...

Q
What is the process for appealing a denied compensation claim?

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To appeal a denied claim, you generally need to request a review or file an appeal with the relevant authority or tribunal.;It's advisable to seek legal advice to strengthen your appeal and ensure proper procedure is...

Q
How can tenants dispute unfair rent increases?

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Tenants can apply to a tenancy tribunal or equivalent body to dispute the rent increase.;They should provide evidence that the increase is unreasonable compared to similar properties in the area.

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