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Debts can be disputed by responding to the creditor with evidence that the debt is incorrect or not owed.;If the dispute is unresolved, it can be taken to the relevant ombudsman or tribunal for a decision.

Ask a Building & Construction lawyer in Withcott

Australian Consumer Law protects consumers from unfair contract terms in standard form contracts, particularly those that create a significant imbalance in rights and obligations.;Unfair contract terms can be declared...

Ask a Building & Construction lawyer in Withcott

Recent changes include amendments to strengthen protections against harassment and discrimination.;These developments reflect ongoing efforts to promote equality and inclusivity in Australia.

Ask a Building & Construction lawyer in Withcott

Constitutional disputes in Australia are typically resolved by the High Court, which has the authority to interpret and apply the Constitution.;The High Court's decisions on constitutional matters are binding and play...

Ask a Building & Construction lawyer in Withcott

Misleading and deceptive conduct is prohibited under the ACL, and businesses engaging in such practices can face penalties and legal action.;Consumers can report misleading conduct to the ACCC or seek remedies through...

Ask a Building & Construction lawyer in Withcott

The Equal Opportunity Act promotes equality and prohibits discrimination in employment and services.;It provides a framework for individuals to seek justice against discrimination.

Ask a Building & Construction lawyer in Withcott

The Privacy Act 1988 and the Australian Privacy Principles (APPs) govern the collection, use, and disclosure of personal information online.;Individuals have rights to access and correct their personal data, and organ...

Ask a Building & Construction lawyer in Withcott

To open a bank account in Australia, you typically need to provide proof of identity, such as a passport or driver's license, and proof of address, such as a utility bill.;Some banks may also require additional docume...

Ask a Building & Construction lawyer in Withcott

Businesses must honor consumer guarantees for the quality, safety, and performance of their products and services under Australian Consumer Law.;They are responsible for providing remedies if goods or services fail to...

Ask a Building & Construction lawyer in Withcott

Defaulting on a mortgage in Australia can lead to the lender taking legal action to repossess and sell the property to recover the debt.;Borrowers may also face a negative impact on their credit rating, making it more...