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Debts can be disputed by responding to the creditor with evidence that the debt is incorrect or not owed.;If the dispute is unresolved, it can be taken to the relevant ombudsman or tribunal for a decision.

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Bankruptcy significantly impacts your credit rating, making it difficult to obtain credit in the future.;The record of bankruptcy remains on your credit report for up to five years or longer in some cases.

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Consequences of workplace discrimination can include fines, penalties, and required training.;Employers may also face reputational damage and legal action from affected employees.

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A contract can be terminated legally by mutual agreement, performance, breach, or frustration.;Termination clauses in the contract itself can also dictate the conditions under which a contract can be ended.

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Franchise disputes are typically resolved through mediation, arbitration, or legal proceedings as outlined in the franchise agreement.;The Franchising Code of Conduct requires parties to attempt mediation before proce...

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Payday loans in Australia are regulated by the National Consumer Credit Protection Act 2009, which caps fees and interest rates that lenders can charge.;Lenders are also required to assess the borrower's ability to re...

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International law can shape Australian legislation by requiring domestic laws to comply with international treaties and conventions.;Australia may amend its laws to align with international standards and obligations.

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Teachers are protected under workplace safety laws and anti-discrimination legislation.;They also have the right to fair employment practices and protection from unfair dismissal.

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Breaching government confidentiality can result in severe legal consequences, including fines and imprisonment.;Government employees are bound by confidentiality agreements and the Public Service Act 1999, which outli...

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Citizens can advocate for human rights by joining NGOs, participating in campaigns, and raising awareness.;Engaging with policymakers and utilizing social media are also effective advocacy strategies.