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Bankruptcy significantly impacts your credit rating, making it difficult to obtain credit in the future.;The record of bankruptcy remains on your credit report for up to five years or longer in some cases.

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Consumers have the right to refunds, repairs, or replacements if products are faulty, not as described, or do not perform as intended under Australian law.;Retailers must comply with these rights and cannot refuse a r...

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ASIC is responsible for enforcing corporate laws in Australia, ensuring that companies operate fairly and transparently, and protecting investors.;ASIC's powers include investigating corporate misconduct, imposing pen...

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To register a company in Australia, you must apply to the Australian Securities and Investments Commission (ASIC), providing necessary documents and details such as the company's name, address, and director informatio...

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Misleading and deceptive conduct is prohibited under the ACL, and businesses engaging in such practices can face penalties and legal action.;Consumers can report misleading conduct to the ACCC or seek remedies through...

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Payday loans in Australia are regulated by the National Consumer Credit Protection Act 2009, which caps fees and interest rates that lenders can charge.;Lenders are also required to assess the borrower's ability to re...

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Digital contracts are governed by the same legal principles as traditional contracts, including offer, acceptance, and consideration.;The Electronic Transactions Act 1999 ensures that digital contracts are legally enf...

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Businesses should understand the Australian Consumer Law (ACL) and ensure their practices comply with fair trading regulations.;They should also have clear refund and returns policies and provide accurate product info...

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The Australian government recognizes Aboriginal rights through policies, legislation, and land rights frameworks.;Recent initiatives include the establishment of reconciliation programs and support for Aboriginal comm...

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Common defenses include arguing that the provider's actions were in line with accepted medical practice or that the injury was unavoidable.;Another defense may be contributory negligence, where the patient's own actio...