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Bankruptcy significantly impacts your credit rating, making it difficult to obtain credit in the future.;The record of bankruptcy remains on your credit report for up to five years or longer in some cases.

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The Goods and Services Tax (GST) in Australia is a 10% tax on most goods and services sold or consumed, with some exemptions.;Businesses must register for GST if their annual turnover exceeds the threshold, and they c...

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The Australian Human Rights Commission investigates complaints and promotes human rights education.;It also advises the government on human rights issues and conducts inquiries into systemic issues.

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You should notify your insurance company and provide evidence of the damage, such as photos and repair estimates.;Your insurer will assess the claim and either approve repairs or offer a settlement for the damages.

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Compensation can include medical expenses, lost wages, rehabilitation costs, and pain and suffering.;You may also be entitled to compensation for property damage and any future care needs resulting from the injury.

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If you suspect medical negligence, seek a second medical opinion, gather all relevant medical records, and consult with a lawyer.;Document your experiences and symptoms thoroughly to support your potential claim.

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Limitations on freedom of speech include laws against hate speech and defamation.;Certain speech, like incitement to violence, is not protected under Australian law.

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Debt agreements can be an alternative to bankruptcy, allowing you to pay back a portion of your debts over time.;Entering into a debt agreement requires the approval of your creditors and can avoid the need for bankru...

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You can make a claim through your own insurance policy if you have uninsured motorist coverage or seek compensation through a state-run fund if available.;In some cases, it may be possible to file a lawsuit against th...

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Salary sacrificing allows employees to allocate a portion of their pre-tax income to benefits like superannuation, reducing their taxable income.;Common benefits include additional superannuation contributions, car le...